ignaciogarcia-dev / walty

What is walty?

Walty is a self-custodial on-chain crypto wallet and payment platform built in TypeScript with Next.js, letting individuals send ERC-20 tokens or native coins across EVM chains like Polygon and Ethereum, while businesses generate USD-denominated USDC payment requests with QR codes and links. It handles on-chain reconciliation for payments, supports split contributions, and enables HD-derived cashier wallets for teams without needing a backend signer. Users get a full app for on-chain crypto trading, portfolio tracking via usernames or contacts, and refund flows—all with local seed generation and client-side signing.

Why is it gaining traction?

It stands out by combining personal on-chain crypto wallet features with business tools like expiring cashier invites and transaction intents for refunds, skipping custodial risks common in payment gateways. Devs dig the Dockerized setup with PostgreSQL for quick local runs and production deploys, plus on-chain crypto analysis via activity stats and portfolio views. The Polygon-focused USDC flows make it a fast on-chain crypto app starter, beating bare viem or ethers setups.

Who should use this?

Small merchants or freelancers accepting USDC payments on Polygon, needing QR sharing and team cashiers without custody. Individuals wanting a simple on-chain crypto wallet for sends, pays, and multichain portfolios via usernames. Devs building on-chain crypto apps, casinos, or trading tools who fork this for custom payment reconciliation.

Verdict

Solid prototype for on-chain crypto payments—deploy it locally in minutes with good docs and tests—but 16 stars and 1.0% credibility scream early stage; audit before prod. Worth forking if you need business-ready on-chain flows now.

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